Loans Like Wallet Wizard

When it comes to fast and easy access to cash, Wallet Wizard is amongst the very best. Their loans don’t involve long forms, complicated paperwork, or even credit fees. 

Like with any product, however, Wallet Wizard isn’t for everyone. If that’s the case for you, you ought to stick around, as we’re about to highlight some of the best Wallet Wizard alternatives.

Perfect Payday

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Perfect Payday is on par with Wallet Wizard in terms of simplifying the process of acquiring an online loan. Our application process doesn’t take more than a few minutes to complete. 

Perfect Payday offers borrowers the ability to acquire best loans Perth ranging from $300 to $10,000 within the comfort of their homes. 

Additionally, we offer a generous repayment term of 12 months on all of our loans Perth like Teleloans. So, you don’t have to worry about having to repay your loan too soon. You can make instalments on a weekly, fortnightly, or monthly basis; whatever works best for you.

Perfect Payday’s loan application process is entirely online. You simply fill out an application form and wait for a response as to whether your application is approved or not. 

The entire application process shouldn’t take you more than a few minutes to complete. To add, applications are processed pretty quickly. 

If you get approved before 3 PM, you’ll get your funds within the same day. If you get approved after 3 PM or a weekend, the loan will hit your bank account on the upcoming working day. 

Upon entering the amount you’d like to borrow in Perfect Payday’s loan calculator, you’ll get a rundown of the weekly, fortnightly, or monthly instalments you’ll need to pay. Quite convenient!


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Based on our firsthand experience, CashnGo is another excellent alternative to Wallet Wizard. It’s actually one of the most popular lenders in Australia according to customer reviews. 

CashnGo’s application process is fast, easy, and completely transparent. What’s even more convenient is that anyone can apply for a CashnGo loans comparison Australia as long as they have a regular income. 

Applying for a CashnGo loan can be done online any time during the week or you can visit one of their Self Service Kiosks. Both approaches are quite efficient. 

CashnGo’s application processing is super fast. Upon approval, you should receive your funds within 30 minutes or less. It all boils down to the time at which you’ve applied, though. 

CashnGo’s loan calculator, just like Perfect Payday’s, does an outstanding job of displaying the total repayment and fees associated with any given borrowed amount. 

Note that CashnGo only offers small best loans Perth like Nimble ranging from $300 to $2,000. Their repayment terms are either 2, 3, or 4 months, depending on the borrowed amount. 

Small loans don’t come with an annual percentage rate, as they’re entirely fee-based. Their fees consist of a 20% establishment fee and a 4% monthly fee. 


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Popularity-wise, Nimble is hard to beat. Granted, it’s not as fast as Perfect Payday, CashnGo, or Fundo, but it makes up for it with versatility and flexibility. 

Our findings show that, with Nimble, you can apply for a small cash loan, medium cash loan, personal loan, or even a car loan, depending on the amount of money you’re looking to borrow and the loan purpose. 

Small cash loans are the ones ranging from $300 to $2,000. Such loans come with repayment terms ranging from 62 days to 9 months, an establishment fee of 20%, and a monthly fee of 4%.

Medium loans, in Nimble’s case, range from $2,050 to $5,000. They come with repayment terms from 62 days to 22 months, a one-off $400 establishment fee, and a 47.62% APR.

Personal loans range from $5,000 to $25,000, and they come with a $195-$250 establishment fee, 8.99-29.99% APR, and repayment duration from 6 to 48 months. 

Last but not least, Nimble offers car loans that range from $5,000 to $50,000. They come with a term duration of 6-84 months, an establishment fee of $195-$495, and an APR of 6.99-27.99%.

If you’re receiving Centrelink benefits, bear in mind that you can only apply for a Nimble loan if your Centrelink payments don’t make up more than 50% of your income. 

Our research indicates that, Nimble’s application process is simple and easy, just as with the rest of the options on our list, but you may find it hard to navigate their website. There are just too many things going on there. 

Sunshine Loans

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Sunshine Loans is another big-name loan provider that has been around since 1999. If the purpose of your loan is to pay for car repairs, bills, medical emergencies, or other, Sunshine has got you covered. You should know a fake loan offer when you see on, so research any loan company before you borrow from them.

If you’re having a hard time acquiring a loan from a traditional lender like a bank or credit union due to bad credit history, Sunshine Loans are willing to work with you without exhaustive eligibility terms or paperwork. Click here if you wish to learn more about their bad credit loans.

Sunshine Loans offers borrowers the ability to apply for small loans ranging up to $2,000. As with all small loans, expect to pay a 20% establishment fee and a 4% monthly fee. Small loans are completely fee-based, so there’s no annual percentage rate associated. 

Sunshine’s eligibility requirements are pretty simple. You need to be receiving a regular income, and any benefits that you may be receiving must appear in your bank statement. That’s it. 

Like all the lenders on our list, Sunshine Loans has an online application process that won’t take you more than a few minutes to complete. No paperwork or financial documents are required to fill the application. You just provide some personal and financial information. 


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Fundo is one of the fastest loan providers in Australia. Funds are sent almost instantly after application approval, assuming approval is granted during working hours. 

Like Sunshine, Fundo offers small loans ranging from $300 to $2,000, so you should expect to pay charges that consist of a 20% establishment fee and a 4% monthly fee. There’s no annual percentage rate associated with small loans under current legislation. 

Fundo’s loans are spread on repayment terms that range from 5 to 20 weeks. The application process is simple and straightforward. 

Please note that in order to apply for a Fundo loan, you need to sign up on their website, which will require you to have an active phone number to receive your verification code.

If you have a bad credit history, don’t worry; Fundo will still consider your application. They do run credit checks, but it plays a minor role in their decision making, so don’t let your credit score discourage you. 

Does Wallet Wizard Pay on Weekends?

Wallet Wizard does not pay on weekends (Saturdays and Sundays). If your loan was approved on the weekend (a Saturday or Sunday), do not expect your payment to be paid from Wizard’s Wallet immediately. 

Wizard Wallet has a policy of paying cash payments on business days before 2:30 pm (Sydney Time). So, Wallet Wizard cash payments on Saturday and Sunday are pushed to the following business day.

Who Owns Wallet Wizard?

Wallet Wizard is owned by the Credit Corp Group Limited, a global company that offers a wide range of financial services. Wallet Wizard’s owner also owns lots of other subsidiaries in the financial domain.

How Long Does Wallet Wizard Take to Transfer Money?

Wallet Wizard funds transfer service takes up to 60 minutes to transfer cash when you accept your contract before 2:30 PM Sydney time. If you’ve accepted your contract on the weekend, the money transfer will take a long time. 

Usually, the amount of money gained will be transferred on the following business day. Money should reflect in your wallet balance if the cash is transferred successfully to your account, and you would be able to withdraw the wallet funds when needed.

Final Thoughts

Wallet Wizard is an excellent loan provider, but it’s not for everyone. We assure you that the lenders highlighted in this post will serve as an optimal alternative. 

If you’re going to resort to a different loan provider than the ones mentioned in this post, please make sure they’re listed with the Australian Securities and Investment Commission (ASIC). 

Also, steer clear of any lender that’s advertising guaranteed approval, as there’s no such thing. They’re most likely running a scam and should be reported to the ASIC. 

When considering a financial solution, such as a Wallet Wizard loan, it’s essential to compare options like Wallet Wizard vs. Nimble to make an informed decision. To reach out to customer service, you can contact Wallet Wizard using the Wallet Wizard number or through the Wallet Wizard phone number. Wizard loans can be convenient during times of financial need, and understanding Wallet Wizard operating hours can help you plan when to apply. Reviews of Wallet Wizard can give you insights into the experiences of other borrowers. If you require assistance outside of Wallet Wizard hours, it may be helpful to know the Wizard Wallet login details.

Wallet Wizard loans provide a convenient financial solution for those in need. When comparing Wallet Wizard vs Nimble, it’s important to consider factors such as interest rates and repayment terms. To get in touch with Wallet Wizard, you can easily find their contact information on their website. Before applying for a loan, it’s a good idea to read Wallet Wizard reviews from other customers to get an idea of their experiences.

About the Author

Lucy has over a decade of experience in finance. She is currently the content curator here at Perfect Payday.

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