60 second decision, 100% safe & secure.
60 second decision, 100% safe & secure.
In short, no. No loan is ever guaranteed.
After all, lenders need to confirm you will be able to afford the repayments by checking your income, employment status and bank statements. As a result, consumers should be wary of any lender offering guaranteed approval.
If you need a loan but are worried your credit will get between you and approval, you have the option of applying for a no credit check loan. Lenders offering these loans will base their assessment on your income, employment and bank statements, instead of your credit history.
Payday loans, also called “cash advance loans” or “bad credit loans”, are a means of borrowing money if you have poor credit. In short, they allow people to borrow who otherwise have bad credit and would not be able to secure a bank loan. You can qualify for a payday loan if you have income, even if you have bad credit.
A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, “regardless of whether repayment of loans is linked to a borrower’s payday.”
If you need a loan but are concerned your credit report will hold you back, you have the option of applying with a no credit check lender. These lenders base their decision on your income, employment and bank statements rather than your credit history. Find out about how these loans work and if they are right for you.
If you are a little short until the next payday then apply now for a cash advance up to $2000. No need to wait, you can apply 24/7, whenever the need arises.
We know that if you are applying, you need the cash now, which is why our service is simple and fast. Nobody likes hanging around, so apply today and get a decision in minutes.
No paperwork. No faxing. No phone calls. With our simple and fully secure online application, we have taken the stress out of finding a small cash loan – what could be easier?
If you require any assistance, we are here to help whenever you need us. Taking care of your finances can be tricky so let us lend a helping hand.
We don’t want to add to your burden, we are here to provide a solution. We take our responsibility seriously and only find you a cash loan if it’s suitable for you.
We lay our cards on the table. We are free to use and totally transparent. So you can apply confident that there will be no hidden fees or nasty little surprises, just crystal clear loans.
Payday loans are a high-cost short-term loan. They include small amounts (up to $2,000 that must be repaid between 16 days and 1 year) as well as loans borrowed over longer periods. Perfect Payday offers to apply for cash online, sometimes referred to as cash advances. They are unsecured short-term loans, usually for less than $500.
Payday loans are a type of credit that is cash advanced to you when you are short of funds. It is typically paid back when you are paid by employer, hence the term “payday loan”. They also have been called short term, cash advance or bad credit loans. Borrow up to $5,000 with fixed fees, and are regulated by the government. This is comprised of a loan establishment fee and a monthly loan fee – these are calculated based on principal.
There are a variety of no credit check loans. You may be offered a no credit check loan in the form of a personal loan, or a payday loan. No credit check loans are offered by both safe, reputable lenders, as well as some other less reputable lenders.
You may be interested in an “instant loan”. What does that really mean? Are they same day loans? Will you have your cash the next day? When you submit an application through us, we endeavor to process it as quickly as possible to give you a “yes” or a “no”. There are circumstances where you may have your loan request funded the same day, or next day, such as in cases where we don’t need additional paperwork or you’ve borrowed from us before.
Other cases may depend on us needing additional information or documents that may delay the payday loan. These delays will not be large, and often depend on how quickly you provide the additional requested documentation. This may be the case if you are looking for bad credit payday loans.
Following are some payday loans Australia you may be eligible for.
The listed amounts are for demonstration purposes only and may not reflect the total you qualify for.
| No Credit Check Loan | Amount | Accepted |
|---|---|---|
| Cash Loans | AUD($) 100 | ✓ |
| Payday Loan Australia | AUD($) 200 | ✓ |
| No Credit Check Instant Approval Loan | AUD($) 300 | ✓ |
| Payday Loans for Bad Credit | AUD($) 400 | ✓ |
| Centrelink Loans | AUD($) 500 | ✓ |
| No Credit Checks No Paperwork | AUD($) 600 | ✓ |
| Online Loan | AUD($) 800 | ✓ |
Using our forward-thinking technology, we put our best efforts into finding you a payday loan. Whether you need emergency cash for sudden car repairs, home repairs or even last minute childcare arrangements, we know that access to cash is paramount, and we will work together with you to find a lender who matches your requirements. By filling out our simple but secure application form, you could have your decision in principle within minutes, and if you are accepted you could even have your cash the very same day subject to passing the lender requirements! Using perfectpayday.com.au can save you time and effort when you need it most, as you do not need to trawl through hundreds of lender sites searching for a loan; you simply fill out our quick and easy form, we will do the hard work for you.
Your terms can be totally flexible; you decide how long you want to borrow for and how much, using our handy sliders. With perfectpayday.com.au, you can borrow up to $2,000, and if you are accepted before 3pm on a weekday, the funds could be in your account that very same day subject to passing the lender checks! So if you need a short-term loan with no hassle or stress, fill in our application today.
Do you have bad credit? Many people believe their credit is too poor to qualify for payday loans. Apply for a Centrelink loan and you may be pleasantly surprised you qualify.
Getting cash from a payday lender literally comes at a price, so be sure that you borrow money with interest only when you absolutely need it. Payday loans should only be used as a last resort, because they are expensive. Most of the time, people apply for cash loans when they have emergency expenses, overdue bills, or when a car breaks down. The first course of action would be to ask if the bill payment can be deferred, but if not than you’d have to find a way to get the extra money and pay it promptly.
| No Credit Check Loans Guaranteed Australia | |
|---|---|
| Australia Payday Loans | Pay Day Loans Australia |
| No Credit Check Loans Australia | Payday Loans Australia Bad Credit |
You can also use instant loans for:
Payday loans have been in the news a lot recently, but not all short-term loans carry the same risks. LendUp Loans are an alternative to traditional payday loans from a licensed lender. A typical payday loan is exactly that: You borrow money against your next paycheck.
Thanks to payday loans, those who have a bad credit rating or poor credit history can now borrow money and sometimes there is even a guaranteed approval process. When you take a payday loan, it’s usually for a small amount of money ranging from $100 to $1000 depending on who the direct lender is.
Remember to compare your options before availing of a short term loan. Cash advances and payday loans offer different interest rates and terms. Take a look and see which one is best for your needs.
Payday loans online are given by a lender to someone with bad credit or no credit history in the Australia. They are for borrowers who have bad credit scores. Examples of this loan type are loans with payday loans Australia and no credit check loans. You can usually obtain this type of loan if you are employed.
Sometimes people only need to borrow money for a short period of time, and for a small sum. These are called “cash loans” and are typically repaid when you get your next pay cheque or income from employment. If you are not employed you may still qualify for loans for Centrelink. This is where you can get loans to payday.
Perfect Payday Loans is a trading name of Tiny Ventures, ABN 52 168 226 480, Credit Representative Number 516845. Loans available to over-18s only, subject to status. Perfect Payday Loans does not make loan or credit decisions, and is not a lender. Perfect Payday Loans matches customer’s loan applications with lenders in our database depending on the information provided. The completion of the application form does not guarantee approval of a loan. The loan amount will vary depending on the lender who accepts the application within our database. $1000 may not be available to every customer. The time taken to transfer a cash advance loan may vary. This website does not directly endorse a particular product and service. Any information on this website should be taken as opinion only.