Loans Like Nimble

From small and medium cash loans to personal and car loans, Nimble has it all, making it one of the most versatile loan providers in Australia. 

However, Nimble’s funding system isn’t the fastest compared to other lenders, and so it’s not an ideal choice for emergency funding.

In this post, we shed light on some of the best loans like Nimble. Whether you’re looking to get a small, medium, or large loan, one of the lenders on our list will surely suffice. 

Perfect Payday

bank loans like nimble

Flaunting one of the easiest and most straightforward application processes, Perfect Payday is the way to go if you’re looking to acquire a loan without breaking a sweat. 

As indicated by our tests, with Perfect Payday, you can acquire a loan amount ranging from $300 to $10,000. All loans come with a 12-month repayment term. Instalments can be carried out over a weekly, fortnightly, or monthly basis, depending on the loan amount and the borrower’s convenience. 

To apply for a Perfect Payday loan, all you have to do is fill a short online application form with some of your personal and financial information. 

After putting it to the test, the application process shouldn’t take more than a few minutes. You won’t have to provide any tangible documents or financial forms. You won’t even have to leave the house!

After applying, you’ll receive a response from Perfect Payday indicating the status of your application. Perfect Payday’s application processing is insanely fast. If your application is accepted before 3 PM on a working day, you’ll receive your funds within the same day. 

If your loan application is processed after 3 PM on a working day, or on a weekend, you’re going to receive your funds the next working day. Click here to learn more about the lender. 


direct money loans like nimble

Fundo offers small high interest loans like cigno ranging from $300 to $2,000. Their repayment terms range from 5 to 20 weeks, depending on the loan and the borrower’s requirements. 

Our research indicates that, Fundo’s application process is simple and completely transparent. Further, their funding system is outstandingly fast, so you don’t have to worry about waiting days for your funds to arrive once you’ve been approved for a loan. 

Fundo’s small loans, like all other small loans in Australia, are entirely fee-based, meaning they don’t come with an APR (annual percentage rate). 

Instead, small loans are typically associated with a 20% establishment fee and a 4% monthly fee, which is the case for Fundo’s high interest loans like teleloans

For instance, if you apply for a $1,000 loan over a 3-month term, the total amount you’ll need to repay would be $1,320 ($1,000 principal amount + $200 establishment + $120 monthly fee).

Bear in mind that applying for a Fundo loan will require you to sign up for an account on their site. You’ll need an active phone number to sign up with Fundo. 

Money Plus

loan companies in australia like nimble

Money Plus is a family-owned business that has been around for over 20 years, boasting over 12 branches across the country. Their financial services are nothing short of fast and reliable. 

There are two ways you can go about applying for a Money Plus loan. Firstly, you can apply online for a loan amount ranging between $100 and $2,000. Before you borrow money online, check for registration of loan company.

If you need more than $2,000 or if you’re not fond of online applications, you can resort to the second approach, which is visiting one of their branches. 

The latter approach will enable you to apply for the best bank loans amount ranging between $100 and $6,000. Click here to find the nearest Money Plus branch. 

Money Plus has a simple and straightforward application process. Further, their approval is very quick compared to other loan providers. 

To qualify for a Money Plus loan, you need to be employed and earning more than $250 a week. Additionally, your wages must be paid electronically into your account. It’s worth mentioning that Money Plus loans are available for those with bad credit ratings. 


high interest loans like nimble

Nifty is amongst the fastest and most reliable loan providers in Australia. How fast are we talking? Well, 70% of Nifty’s clients have received their funds instantaneously after approval. 

Forget having to wait hours, let alone days; Nifty will help you overcome whatever financial emergency you’re trying to deal with in little to no time. 

If you don’t receive your loan within seconds after approval, you’re likely to receive it in 60 minutes or less, assuming you’ve been approved during normal business hours. 

The awesome thing about Nifty is that they offer loans up to $10,000. However, for loans that are over $5,000, you’ll have to offer some sort of collateral for security. Nifty recommends using your automobile as a means of security. 

Repayment terms range from 6 to 12 months with Nifty. Instalments can be made weekly, fortnightly, or monthly, depending on the borrowed amount and the borrower’s requirements. Visit Nifty’s website to learn more about their services. 


best loans perth like nimble

Just because CashnGo is the last loan provider on our list doesn’t mean it’s inferior to the other loans reviewed above. In fact, it’s one of the best loan providers in Australia. Our only problem with CashnGo is their inflexible repayment terms. 

With CashnGo, you can apply for small high interest loans like wallet wizard ranging from $300 to $2,000. Repayment terms are either over 2, 3, or 4 months, which can be viewed as a pro or a con. 

What if you want to repay your loan in under 2 months? What if you want to repay it over more than 4 months? You get the gist of it. 

CashnGo’s application process is simple, fast, and completely transparent. Their eligibility terms are non-exhaustive at all. Anyone can apply as long as they receive a regular income. 

You can apply for a CashnGo loan online any time during the week, or you can head to one of their Self Service Kiosks. We like how convenient placed CashnGo kiosks are.

Another thing we like about CashnGo is that their loan calculator is quite comprehensive in showing the associated fees and total repayment with every borrowed amount. An excellent loan provider, overall. 

Final Thoughts

Acquiring a loan in Australia is as simple and straightforward as can be, even for those who are receiving Centrelink benefits or have a bad credit history. 

There are numerous loan providers that you can resort to if you’re not fond of traditional lending through banks and credit unions, and we assure you that the loans mentioned in this list are the best alternatives to Nimble loans. 

If you’re going to opt for a different loan provider than the ones mentioned in this post, you need to make sure they’re listed with the Australian Securities and Investments Commission (ASIC) so that you don’t get dragged into a scam.

About the Author

Lucy has over a decade of experience in finance. She is currently the content curator here at Perfect Payday.

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