See what you could be matched with. Free, no obligation. Checking your options with us won't affect your credit score.
Step 1 of 2
Takes about 3 minutes. Checking your options with us won't affect your credit score.
So the lender can send you your offer.
To confirm you're 18 or over.
You need to be at least 18 to apply for credit in Australia.
When you continue, we save your name, contact details and amount so you can pick up where you left off. If you don't finish, we may email you a link to resume, and we delete these details automatically. We never pass unfinished enquiries to lenders.
A few details so lenders can match you.
🔒 What happens next: we match you with licensed lenders, then you securely verify your income online (read-only, about 2 minutes). It helps to have your internet-banking login handy.
Perfect Payday doesn't credit-check you. If you go on to apply with a lender we match you to, that lender may run its own credit check, which can appear on your credit file.