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An Introduction to Collateral Loans

By: Kevin0 comments

When you talk about collateral, it’s something that you use against a loan. For example, you borrow a certain amount and agree on the contract that your loan provider...

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How to Read a Credit Report

By: perfectpayday0 comments

The credit score is a vital requirement when applying for a loan, finance, or credit. However, most people don’t actually know how to interpret their credit score. The only...

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Cost of Private Health Insurance

By: perfectpayday0 comments

Gone are the days when your only responsibility is completing a single house chore to get $5 of extra money from your parents. Now, you are a full-grown adult...

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Saving Money in Winter

By: perfectpayday0 comments

Winter often means layers of clothing, hot water bottles, and taking advantage of the sun as a natural source of heat. Here are a few money-saving tips on how...

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How to Approach Personal Finance

By: perfectpayday0 comments

Take Baby Steps Not all people are blessed with good money habits – or great sources of income. For most, the money that they earned always ends up being...

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Six Financial Goals for 2020

By: perfectpayday0 comments

The key to establishing goals is to create a habit out of them. Every year, spend some time to figure out the goals that you want to achieve for...

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Go Green and Save Money

By: perfectpayday0 comments

Climate change has been the usual topic in the news recently – but don’t worry it’s for a good reason. According to the UN, there are only 12 years...

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Fixed Rate Vs Variable Rate Loans

By: perfectpayday0 comments

Financial emergencies cannot be predicted and certainly cannot be controlled, but what you can keep under control is the approach you can adopt on how you can repay your...

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How to Handle Credit Card Debt

By: perfectpayday0 comments

Do you want to start a clean slate with your credit card debt? Now is a perfect time! Having a massive credit card debt can be burdensome and stressful....

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Understanding Your Credit Report

By: perfectpayday0 comments

At some point in your life, you might’ve wondered how your credit report impacts all your loan applications. When you are applying for a loan, it is essential to...

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Why Improve Your Credit Score?

By: perfectpayday0 comments

A credit score is one aspect of your financial history that often gets the least amount of attention. However, no matter how boring it may seem to you, it...

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Pawning Vehicles To Get a Loan

By: perfectpayday0 comments

Pawn is the amount of money given to you that corresponds to the value of your property. In the case that your default on your loan, the item will...

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Guide To Choosing The Right Lender

By: perfectpayday0 comments

Searching for a lender? There are several things that you might want to consider first before you begin your ultimate search. Getting to Know Money Lenders A money lender...

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How to Make Centrelink Income Work For You

By: perfectpayday0 comments

Learning how to get by is one of the things that humans are pretty good at. However, not having the assurance of where your next salary will go or...

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What is a Balance Transfer?

By: perfectpayday0 comments

At some point in your life, you might have encountered the term balance transfer. But what does it really mean? And what can it do for you? A balance...

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How Credit Scores Impact Your Ability To Get a Loan

By: perfectpayday0 comments

When you have bad credit, you’ll find it difficult to get your personal loan applications approved. It can also affect your capacity to pay for car insurance, rent an...

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Are You Dealing With an Honest Lender?

By: perfectpayday0 comments

If you’re thinking about taking out a quick personal loan but hesitating for fear that you may encounter shady lending entities, you should definitely decide against it. The last...

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Getting a Personal Loan for an Upcoming Move

By: perfectpayday0 comments

Whether you are planning to downsize or upsize, moving comes with expenses that you can’t avoid. Good thing there’s an incredible alternative that you can turn to personal loans....

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Helpful Tips To Increase Your Budgeting Power

By: perfectpayday0 comments

In an ideal world, you could be living the high life where money is no object. You could be spending on branded clothing, enjoying the company of your friends...

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Instant Banking, Is It For You?

By: perfectpayday0 comments

At some point in your life, you might have heard of internet banking. It is an essential factor that binds cardless cash and mobile banking apps altogether. However, are...

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How Positive Credit Reporting Impacts Your Life

By: perfectpayday0 comments

Assessing customers for their eligibility for a loan or credit card involves taking a look at their credit report to gauge their qualification. These days, lenders are required to...

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Things To Know When Getting a Bad Credit Loan

By: perfectpayday0 comments

If you’ve ever wondered if you can apply and get approved for a loan on bad credit, wonder no more. You can do so with a personal loan specifically...

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Getting a Loan with Bad Credit

By: perfectpayday0 comments

In an adult’s life, one of the most essential things that should be given attention is credit history. However, no matter how fearful these two words appear, many people...

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House Buying Guide for Millennials

By: perfectpayday0 comments

Purchasing a house is a huge decision and as much as possible, you wanted to be prepared until the very last step. This article offers a quick guide for...

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5 Steps To Survive Bankruptcy

By: perfectpayday0 comments

The worst event that could happen to anyone is filing for bankruptcy. Whether you’ve gone through this or are still reeling from its effects, it does feel like the...

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How to Apply for a Quick Loan from Perfect Payday

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Whether it’s for a financial emergency or to finance non-urgent expenses like family vacations or home renovations, financial assistance from established lending institutions like Perfect Payday is available for...

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These Are The Centrelink Benefits You Are Entitled To If You Have A Family

By: perfectpayday0 comments

The financial assistance that Centrelink offers cannot be underestimated, yet not many may understand the kind of support that they are entitled to under the programme, especially families or...

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Applying for a Personal Loan – What to Know

By: perfectpayday0 comments

Here’s What You Need To Know When Applying For A Quick Personal Loan With Perfect Payday Whether it’s for a financial emergency or to finance non-urgent expenses like family...

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How Do I Know If I Have Bad Credit

By: perfectpayday0 comments

How To Determine If You Have Bad Credit History? Many people are still unaware of how credit report works or what it really is. Basically, a credit report is...

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Steps To Improve Your Credit Score

By: perfectpayday0 comments

Financial struggles are a part of life. You may have dealt or are still dealing with money issues that prevent you from fulfilling your financial obligations, such as regularly...

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Achieving Financial Freedom

By: perfectpayday0 comments

At some point in your life, you may have encountered the classic phrase, “money can’t buy happiness.” Whoever said this probably had tons of money. Though they are not...

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Saving Money On Vacation

By: perfectpayday0 comments

Traveling for family vacations is fun and exciting until you realize how expensive it is. To help you achieve a great vacation without hurting your wallet, here are effective...

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How to Apply for a Personal Loan for Bad Credit

By: perfectpayday0 comments

Applying, let alone getting approved, for a personal loan if you have a bad credit history need not be a long shot. You can take advantage of personal or...

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How Centerlink Beneficiaries Qualify For Personal Loans

By: perfectpayday0 comments

When it comes to financial challenges, low-income earners know by heart that it could be hard to make ends meet when they have to juggle the usual bills to...

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Why Personal Finance Should Be Taught In Schools

By: perfectpayday0 comments

If there’s one thing that most people learn right away, it’s the fact that money affects everything. The famous line, “money makes the world go round,” makes a lot...

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Payday Cash Advance Vs Short Term Loan

By: perfectpayday0 comments

Living from paycheck to paycheck can inevitably cause financial stress, yet this is a reality of life that most people face. In times like this, you can’t help but...

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Work On Your Creditworthiness

By: perfectpayday0 comments

cred·it·wor·thi·ness the extent to which a person or company is considered suitable to receive financial credit, often based on their reliability in paying money back in the past. When...

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Negotiating for a Pay Raise

By: perfectpayday0 comments

Asking for a much higher salary is never a comfortable scenario both for you and your boss. Yet you have to be the one to break the ice, especially...

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Keep Track Of Your Credit Score

By: perfectpayday0 comments

A good credit score is crucial to helping you gain financial freedom. Unfortunately, not everyone understands how this financial concept works and the role it plays in ultimately achieving...

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How To Repair Your Credit

By: perfectpayday0 comments

Whether it’s to pay off bills or simply to make ends meet, securing a loan has been the go-to fix for most people to meet their emergency cash needs....

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Getting a Personal Loan When You Have Bad Credit

By: perfectpayday0 comments

If you are dealing with a few financial challenges, the last thing you need is another slammed door telling you that you can’t get the help you need. Yet...

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Money Goals Achievable By Age 30

By: perfectpayday0 comments

This article will tackle 8 distinct financial goals that one must consider achieving before reaching the age of 30. But, if you are already at this age and you...

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5 Reasons for Getting a Personal Loan

By: perfectpayday0 comments

Personal loans aren’t just for financial emergencies. You will be surprised to know that there are a number of ways you can actually benefit from getting a short-term loan,...

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Three Tips for Saving Money

By: perfectpayday0 comments

Saving money regularly is no doubt a goal for most people, but more often than not, it is easier said than done. There are bills and emergency expenses to...

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How to Make Money on Instagram, Even If You Aren’t Famous

By: perfectpayday0 comments

At PerfectPayday, we help you get a loan when you are low on cash and need emergency finances. This, of course, isn’t the perfect situation for you to be...

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Why Cash Loans Australia Need to Have Stricter Rules

By: perfectpayday

When a borrower takes a $400 payday loan, he still has to pay the huge interest rate that comes with it. This is despite the crackdown on rules that...

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The Better option: Cash Loans Online

By: perfectpayday

One of the things that is happening today is that the internet is now a washed by online payday loan lenders. It is their way of attracting clients to...

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Australians See Payday loans as the Answer to their Financial Problems

By: perfectpayday

$1 Billion AUS is the amount of new loans that Australians are expected to acquire year after year. This number could still rise in the years to come. This...

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Need Cash Real Fast? Try Payday Loans Today

By: perfectpayday

There will come a time when you will be faced with unexpected financial expenses that you’ll end up finding yourself in a serious problem. The moment you are faced...

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Don’t Ever Take Up Payday Loans Without Reading This Article

By: perfectpayday

If you are cash strapped or face with an urgent financial emergency, it seems that borrowing a small sum of money as a cash loan for a short span...

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